Post #39228

Mortgage Loan Officer

Assurance Financial
Job Description
Job Summary

Under the direction of the Branch and/or Production Manager, originate and set-up of residential mortgage loans within the branch; markets and promotes loan products and services to its client base of Realtors, builders, professional contacts and potential and past clients.

Duties & Responsibilities
•     Markets and promotes the suite of Assurance residential products.
•     Meet and excel to exceed the Company’s minimum production standards on an ongoing basis, by taking complete and accurate loan applications.
•     Establish and maintain relationships with Realtors, bank officers, builders, new home sales representatives and other referral sources in order to develop new relationships and retain existing business.
•     Monitors overall customer satisfaction with all parties involved on each individual loan from application– to- closing, including but not limited to counseling and pre-qualifying potential home buyers.
•     Collects and analyzes information regarding the customer’s income, assets, investments and debts.
•     Accurately evaluate the buying, building or refinancing needs of each customer in order to determine which financial products best meets the customer’s needs and financial circumstances.
•     Advises the customer regarding the advantages and disadvantages of different loan products.
•     Obtains all necessary application and underwriting support documents along with the appropriate fees and lock in information.
•     Oversees the loan process by monitoring loan status and ensures conformity with terms.
•     Communicates loan status to all interested connected parties.
•     Negotiates terms and conditions of loans with customers.
•     Stays abreast of trends and developments in the local real estate and competitive markets as well as, changes in rules and regulations pertaining to conventional and government-insured mortgages.
•     Maintains a professional image and adheres to standards consistent with company policies and procedures. Other duties as assigned.

Job Requirements
•     High school diploma or equivalent.
•     Appropriate state licenses required.
•     A minimum of 12 months loan originator experience required for Loan Originator; minimum of 5 years loan originator experience required for Senior Loan Originator.
•     Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
•     Demonstrated judgment and decision making ability.
•     Excellent and effective presentation and communication skills, both verbal and written.
•     Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
•     Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
•     Continue to expand knowledge

See the position here
Contact Information